Published
November 24, 2025
Updated
July 30, 2026
The NYCB settlement resolves claims involving repeat nonsufficient-funds, overdraft, and out-of-network ATM fees.
Current Status
The court granted final approval on February 20, 2026. Eligible class members did not need to file claims; current customers were to receive account credits and former customers checks. The official site does not post a current confirmation that distribution is complete.StatusFinal approval granted
Claim FormNone; benefits automatic
Settlement Fund$1,233,500
Distribution UpdateCompletion not publicly confirmed
What Was This Case About?
The lawsuit alleged that New York Community Bank improperly charged multiple nonsufficient-funds or overdraft fees on a single check or ACH transaction and multiple out-of-network ATM fees associated with a balance inquiry and withdrawal. The bank denied wrongdoing.Who Was Covered?
The classes generally included eligible checking-account holders charged specified retry fees from March 2, 2017 through January 1, 2020 or covered out-of-network ATM fees from August 20, 2020 through February 20, 2024.How Are Benefits Calculated?
The net fund is allocated using the relevant fees attributed to each class member. Current customers receive credits and former customers receive checks under the settlement terms, without submitting a claim.Official Information
Review the latest information on the New York Community Bank Fee Settlement website.
Settlement Fund
$1,233,500
Case Title
US Realty Group LLC, et al. v. New York Community Bank
Case Number
2:23-cv-01609-KAM-SIL
Court
U.S. District Court for the Eastern District of New York
Current Milestone
Final approval granted February 20, 2026
Official Website
New York Community Bank Fee Settlement
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