Published
October 16, 2024
Updated
August 1, 2026
The $2,091,200 Sanith v. State Farm diminished-value settlement is closed. The administrator states that settlement payments were mailed to eligible claimants on July 9, 2025.
Current Status
The claim deadline passed on November 12, 2024. The Washington court granted final approval after the September 2024 hearing, and the official administrator reports that payments were distributed on July 9, 2025. No new claim form is available. The old $550 headline was only an estimate; actual payments depended on the qualifying vehicle claim and any diminished-value amount already paid.StatusPayments Issued
Claim DeadlineNovember 12, 2024 — Passed
Settlement Fund$2,091,200
Payment DistributionJuly 9, 2025
What Was the Diminished-Value Lawsuit About?
The lawsuit alleged that State Farm Fire and Casualty Company did not fully compensate certain Washington insureds for diminished value under uninsured or underinsured motorist property-damage coverage. Diminished value is the alleged difference between a vehicle's pre-accident market value and its value after repairs, reflecting that a structurally damaged vehicle may be worth less even when repaired. State Farm denied wrongdoing and maintained that it paid appropriate amounts under its claim-adjustment practices. The settlement resolved those disputed claims without a trial.Which Vehicle Claims Were Potentially Covered?
The settlement generally involved State Farm insureds whose Washington UMPD coverage paid for vehicle repairs after an accident between March 23, 2012 and February 13, 2024. The repair estimate, including supplements, had to total at least $1,000. At the time of the accident, the vehicle generally had to be no more than six years old and have fewer than 90,000 miles. It also needed structural or frame damage, deformed sheet metal, or qualifying body or paint work.Which Claims Were Excluded?
Leased vehicles and vehicles declared a total loss were not within the core eligible group because the settlement focused on the post-repair reduction in value of owned vehicles. Claims outside the date range or below the repair, age, mileage, or damage thresholds also did not qualify. The administrator used State Farm's claim records and the information supplied on the form to decide eligibility. Having any State Farm automobile policy in Washington was not enough.How Were Payments Determined?
The gross settlement fund was $2,091,200. The original notice estimated an average payment around $550 per valid claim, but that was not a flat award. Individual amounts could vary with the settlement formula, prior diminished-value payments, the number of approved claims, and court-approved deductions. A person associated with more than one qualifying accident could receive separate notice and had to satisfy the rules for each claim.What Did the Claim Process Require?
Potential class members could use the unique identifier and passcode from their mailed or emailed notice to submit a claim. People who believed they qualified but did not have an identifier could use the paper process and provide the requested vehicle and claim information. The form had to be submitted or postmarked by November 12, 2024. That process is closed, and neither a payment update nor an old form creates a new opportunity to file.Final Approval and Distribution
The official FAQ confirms that final approval was granted and that checks were mailed July 9, 2025. This means the case has advanced beyond claim processing and payment authorization. Former claimants should review their own records and the official Sanith settlement site for any administrator instruction concerning an existing payment. OpenClassActions cannot determine whether a particular claim was approved or issue a replacement.Official Information
Review the latest information on the official Sanith diminished-value settlement website.
Case
Sanith v. State Farm Fire and Casualty Company
Case Number
18-2-06616-1
Court
Superior Court of Washington, Pierce County
Class Period
March 23, 2012–February 13, 2024
Settlement Fund
$2,091,200
Claim Deadline
November 12, 2024
Payments Mailed
July 9, 2025
Official Website
official Sanith diminished-value settlement
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