By Steve Levine
Published: January 14, 2021 · Updated: June 16, 2026
ATM Settlement Updates at a Glance
There is more than one ATM surcharge class action settlement, and they are easy to confuse. This page is the overview; each settlement has its own detail page with the full story.• $197.5M Mackmin v. Visa settlement — fully approved, now paying out. Digital payments began April 2026 to 296,877 valid claims. The claim deadline (January 22, 2025) has passed; no new claims are accepted.
• $167.5M Burke v. Visa nonbank settlement — newly filed for preliminary approval on December 18, 2025, covering surcharges paid at independent (non-bank) ATMs. A claim window will open after the court approves it in 2026.
• The earlier $66 million bank-ATM settlement (JPMorgan Chase, Wells Fargo, Bank of America) is closed and was paid out to claimants who filed on time.
When Will ATM Class Action Settlement Payments Be Sent?
Digital payments from the $197.5 million Mackmin v. Visa settlement began going out in April 2026, after the court granted final approval on June 20, 2025 and approved the distribution motion on December 3, 2025. Payments may roll out in batches, so not every valid claimant receives funds on the same day.A total of 63,506,549 claims were submitted for the ATM settlement. After fraud analysis using internal reviews and ClaimScore technology, 63,202,391 claims were flagged as fraudulent and recommended for rejection. Only 296,877 claims were identified as valid. Because the $197.5 million fund is divided among that much smaller pool, the per-claim payouts are larger than in typical settlements.
For more detail on payment timing, fraud-review numbers, and what eligible claimants should watch for, see our reporting: ATM settlement payments now available (April 2026) and the payout update and fraud-review timeline.
What Is the $197.5M Mackmin ATM Settlement About?
The Mackmin v. Visa settlement resolves allegations that Visa, Mastercard, and member banks created network rules that restrained competition and inflated the surcharge fees consumers paid to withdraw cash from ATMs. The defendants did not admit wrongdoing. If you paid a surcharge to withdraw cash from a bank ATM in the United States during the class period, you may have been a member of the settlement class. Learn more about the Mackmin ATM settlement here.The case grew out of litigation alleging that the major card networks and banks violated federal antitrust laws through restraints that allegedly inflated ATM surcharges paid by the class. The earlier $66 million bank-ATM settlement with JPMorgan Chase, Wells Fargo, and Bank of America resolved related claims on behalf of cardholders who used a bank ATM owned by an entity different from the one that issued their ATM card and were assessed a surcharge. That earlier settlement is closed and has been paid out.
The New $167.5M Burke Nonbank ATM Settlement
A third ATM fee settlement has since been filed: the $167.5M Burke v. Visa nonbank ATM settlement, covering surcharges paid at independent (non-bank) ATMs after October 24, 2007. It was filed for preliminary approval on December 18, 2025, and claims will open after court approval in 2026. Combined with the two prior ATM settlements, total ATM fee settlements now exceed $430 million.There is nothing to file for the Burke settlement yet. The claim window — expected to run for a set period after preliminary approval — has not opened. Watch the Burke detail page for the claim form, deadline, and documentation requirements once the court acts.
Who Qualified for the ATM Settlement?
For the Mackmin and earlier bank-ATM settlements, you may have been a class member if, during the class period, you paid a surcharge to withdraw cash from a bank ATM in the United States using a card issued by a different entity than the one that owned the ATM. The Burke settlement instead covers surcharges paid at independent, non-bank ATMs. Each settlement defines its class and class period differently, so check the specific detail page that matches your situation.How Much Will ATM Settlement Payments Be?
There is no fixed per-person amount. Each Mackmin payout depends on the claimant's claimed overcharges, the number of valid claims, attorneys' fees and administration costs, and the final distribution formula. Because only 296,877 of more than 63 million submitted claims were found valid, the per-claim shares are unusually large. Do not assume a specific amount unless you receive confirmation from the official settlement administrator.Free settlement alerts
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ATM Settlement FAQs
Can I still file an ATM settlement claim?
No new claims are being accepted for the $197.5M Mackmin v. Visa ATM surcharge settlement — that claim deadline passed on January 22, 2025. The newer $167.5M Burke v. Visa nonbank ATM settlement is not yet open for claims; a claim window will open after the court grants preliminary approval, expected in 2026.
When will ATM settlement payments be sent?
Digital payments from the $197.5 million Mackmin v. Visa settlement began going out in April 2026. Payment options reported through the administrator's platform include PayPal, Venmo, virtual debit card, ACH direct deposit, and digital gift cards. Payments may roll out in batches, so not every valid claimant is paid on the same day.
Why are ATM settlement payments so large?
Of the 63,506,549 claims submitted, 63,202,391 were flagged as fraudulent during the administrator's fraud review and recommended for rejection, leaving only 296,877 valid claims. Dividing the $197.5 million fund (less roughly $49.4 million in attorneys' fees and administration costs) among that much smaller pool produces larger per-claim payouts than typical settlements.
Was proof of purchase required for the ATM settlement?
No. Claims in the Mackmin v. Visa settlement were filed under attestation, with no receipts required. Documentation requirements for the newer Burke nonbank ATM settlement have not been set and will be determined after preliminary approval.
What is the new $167.5M Burke ATM settlement?
Burke v. Visa is a separate $167.5 million settlement covering surcharges paid at independent, non-bank ATMs after October 24, 2007. It was filed for preliminary approval on December 18, 2025, and a claim window will open after the court approves it in 2026. Combined with the prior ATM fee settlements, total ATM fee settlements now exceed $430 million.
Sources
• Official Settlement Website — ATMClassAction.com• Mackmin v. Visa Inc., No. 1:11-cv-01831-RJL, U.S. District Court, District of Columbia
• Burke v. Visa Inc., No. 1:11-cv-01882, U.S. District Court, District of Columbia (nonbank ATM settlement, filed December 18, 2025)
• OpenClassActions — $197.5M Mackmin v. Visa ATM Settlement
• OpenClassActions — $167.5M Burke v. Visa Nonbank ATM Settlement
About This Page
OpenClassActions.com is a consumer news and information site and is not a class action administrator, class counsel, or a law firm. This page summarizes public class action settlements and is general information, not legal advice. Claim periods and payment timing may change as administrators complete distribution. For current status, consult the official settlement website. You never need to pay anyone to receive a settlement payment.
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